gigmilesGet the appNet income calculator
What you actually keep
Gross pay isn't your pay. Enter a shift — or a week — and see your real net after vehicle costs and self-employment tax.
Car costs use the IRS 2026 standard mileage rate — $0.725/mi.
State income tax not included — the app calculates your state.
GigMiles does this automatically every shift — 10 days free, no card.
Vehicle cost for cars uses the IRS 2026 standard mileage rate of $0.725/mile. The IRS standard mileage rate does not apply to e-bikes; the e-bike figure is an actual-expense estimate (default $0.057/mile, editable). Self-employment tax = (gross − vehicle cost) × 92.35% × 15.3%, floored at $0. Federal self-employment tax only — state income tax not included. Estimates for planning, not tax advice.
Common questions
What is the IRS standard mileage rate for 2026?+
The IRS standard mileage rate for 2026 is $0.725 per business mile for cars, vans, pickups, and panel trucks. Multiply your business miles by 0.725 to estimate your vehicle deduction — the rate covers gas, maintenance, depreciation, and insurance in one number.
How is self-employment tax calculated for gig drivers?+
Self-employment tax is 15.3% (12.4% Social Security + 2.9% Medicare) applied to 92.35% of your net earnings — gross income minus business expenses like vehicle costs. This calculator applies exactly that formula: (gross − vehicle cost) × 0.9235 × 15.3%, never less than $0.
Can I deduct miles on an e-bike?+
Not with the standard mileage rate — the IRS limits it to cars, vans, pickups, and panel trucks. E-bike couriers deduct actual expenses instead: electricity, battery wear, tires, and maintenance. This calculator estimates e-bike costs at about $0.057 per mile (roughly 6 cents) by default — electricity plus battery and mechanical wear — and you can edit that rate to match your real costs. For a full electricity-and-wear breakdown, use the e-bike cost calculator.
Does this calculator include state income tax?+
No. Version 1 covers self-employment tax only, which every gig driver owes regardless of income bracket. State income tax is not included — the GigMiles app calculates your state automatically.
Deliver on an e-bike? Use the e-bike cost calculator →gigmiles.app